Staying Healthy in Cork

Health Care & Medical Insurance

All non-EEA students coming to study at Cork English Academy are legally required to hold private medical insurance for the full duration of their course — this is a condition of your student visa (Stamp 2). All students, on both General English and Work & Study courses, are covered under the same policy type: MediCover Student Travel/Personal Medical Expenses Insurance, arranged through Study & Protect (Arachas) and underwritten by Chubb European Group SE.

Prices last verified: August 2026

Medical Insurance Options

Cork English Academy offers two insurance options, depending on your course

📚

Work & Study Programme Insurance

For students attending the 8-month Work & Study Programme on a Stamp 2 student visa.

🩹

Short-Term Course Insurance

For students attending shorter courses, up to 3 months.

Cork English Academy can arrange either policy for you directly. Visit Study & Protect for more information.

€2,500,000Medical expenses cover
€5,000,000Personal liability cover
€10,000Personal accident benefit
24/7Emergency assistance line

✅ What’s Included

  • Emergency medical treatment & hospitalisation in Ireland (up to €2,500,000)
  • Nursing home charges
  • Unlimited emergency repatriation expenses
  • Emergency dental treatment, but only if needed because of an accident, within 24 hours (max €500)
  • Personal accident benefit (death or loss of limb/sight, up to €10,000)
  • Personal liability cover (up to €5,000,000)
  • 24/7 multilingual emergency assistance (Chubb Assistance)
  • Limited EU travel cover (up to 14 days per trip on 12-month cover, or 7 days on shorter cover)

❌ What’s Not Included

  • Routine, day-to-day GP visits (colds, general check-ups, minor illness)
  • Routine dental check-ups and cleaning — only emergency dental after an accident is covered
  • Optical care, eye tests and glasses
  • The first €100 of any claim (policy excess)
  • Pre-existing conditions, incl. cancer, heart/circulatory conditions, chronic lung conditions and diagnosed psychiatric conditions
  • Physiotherapy, homeopathy, osteopathy or chiropractic care (unless due to a covered injury)
  • Cosmetic treatment
  • Any treatment not pre-approved by Chubb Assistance
Why this matters for your budget Because the policy has a €100 excess per claim and does not cover routine GP or dental visits, everyday health care — like seeing a doctor for a cold, or a dental check-up — is paid out of pocket. Below is a guide to what those visits typically cost in Cork.

Additional Health Care Costs You May Incur

Everyday medical and dental costs not covered by the standard student policy

🩺 Doctor (GP) Visits

Standard private visit€45 – €70
Out-of-hours / urgent (SouthDoc)€60 – €100
Online / video consultation€25 – €50

🦷 Dentist Visits

Routine check-up (exam only)€60
Scale & polish (cleaning)€90
Check-up + clean + X-ray package€145 – €150
ℹ️

Want to know more?

All expenses must be pre-approved before treatment (except genuine emergencies), and full terms, conditions and exclusions apply. For complete policy details, visit Study & Protect.

studyandprotect.com
Cover details sourced from actual MediCover Student Travel/Personal Medical Expenses Insurance policies issued to Cork English Academy students (Arachas Study & Protect, underwritten by Chubb European Group SE), current as of the “last verified” date above. GP fee ranges sourced from Citizens Information and howtoireland.com. Dentist fees sourced from a Cork dental clinic’s published price list. All figures are indicative — students should confirm current details before booking or purchasing a policy. This is a summary only; full terms, conditions and exclusions are set out in the official policy document.

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